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94825 Overseas Highway 281, Key Largo, FL 33037
$940,000
Property Type:
Residential
Bedrooms:
4
Baths:
4
Square Footage:
1,540
Lot Size (sq. ft.):
1,658
Status:
Active
Current Price:
$940,000
List Date:
9/03/2025
Last Modified:
12/20/2025
Description
BUYERS — A Rare Opportunity Awaits!
If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available.
Welcome to Key Largo Ocean Resort (KLOR)—a vibrant, gated oceanfront community that has evolved from a modest trailer park co‑op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience.
This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers:
• A generous open layout
• A dedicated laundry room
• A charming peek‑a‑boo ocean view
• Ample covered space downstairs for your boat, golf cart, and outdoor gear
Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short‑term rental setup or settle into year‑round island serenity.
KLOR offers an impressive array of amenities, including:
🛥️ Full‑service marina (all slips currently occupied; waiting list available)
🚤 Private concrete boat ramp with direct ocean access
🏊♂️ Resort‑style swimming pool
🏋️♀️ Modern fitness center
🎾 Tennis and basketball courts
🏠 Clubhouse and more.
More Information MLS# 616376
Contract Information
Current Price: $940,000
Listing Date: 2025-09-02
Listing Board: Florida Keys
List Price: $940,000
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No
Species List: No
Location Tax Legal
Street #: 94825
Street Name: Overseas
Street Suffix: Highway
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Key Largo Ocn Resorts (94.5)
Area: 26 - Key Largo S of MM 96.9
General Property Description
Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: No
Pool: No
Year Built: 2020
Lot SqFt: 1658
Lot Sqft Source: Property Data Card
Acres: 0.04
Living Apx SqFt: 1540
SqFt Source: Seller
Total Bedrooms: 4
Full Baths: 3
Half Baths: 1
Total Baths: 4
Rentals Allowed: With Restrictions
Status Change Info
Status: Active
Association Info
Mandatory Home Owners Asc: Yes
1st Right of Refusal: Yes
Association Fee $: 434.37
Assoc/Mnt Fee Per: Monthly
Building Style
Above Flood: Yes
Stories: 3 Stories
Financial Status
Auction: No
Bank Owned: No
Potential Short Sale: No
Property Features
Fee Includes: Cable; Common Area Mnt; Security
Tax Exemptions: None
Waterfront: None
Waterview: No Waterview
Dockage: Boat Ramp
Vehicle Storage: Covered Parking
Furnished: Furnished
Cooling: Central Air
Heating: Central
Utilities: Cable Available; FKAA; Municipal Sewer
Interior Features: Drapes/Blinds Incl; Granite Counter Top; Security System
Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer
Construction: CBS
Floor: Tile
Roof: Metal Roof
Pets: Pets Allowed
Neighborhood Feature: Clubhouse; Community Boat Ramp; Community Pool; Tennis Courts
Security: Patrolled Area
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; FHA
Title: Title Ins - Buyer
Listing Office: RE/MAX All Keys Real Estate
Last Updated: December - 20 - 2025
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.
