94825 Overseas Highway 281, Key Largo, FL 33037

$940,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 1,540 Lot Size (sq. ft.): 1,658 Status: Active
Current Price: $940,000 List Date: 9/03/2025 Last Modified: 12/20/2025

Description

BUYERS — A Rare Opportunity Awaits! If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available. Welcome to Key Largo Ocean Resort (KLOR)—a vibrant, gated oceanfront community that has evolved from a modest trailer park co‑op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience. This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: • A generous open layout • A dedicated laundry room • A charming peek‑a‑boo ocean view • Ample covered space downstairs for your boat, golf cart, and outdoor gear Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short‑term rental setup or settle into year‑round island serenity. KLOR offers an impressive array of amenities, including: 🛥️ Full‑service marina (all slips currently occupied; waiting list available) 🚤 Private concrete boat ramp with direct ocean access 🏊‍♂️ Resort‑style swimming pool 🏋️‍♀️ Modern fitness center 🎾 Tennis and basketball courts 🏠 Clubhouse and more.

More Information MLS# 616376

Contract Information

Current Price: $940,000 Listing Date: 2025-09-02 Listing Board: Florida Keys List Price: $940,000 As is Rght to Inspct: Yes Potential Short Sale: No Bank Owned: No Species List: No

Location Tax Legal

Street #: 94825 Street Name: Overseas Street Suffix: Highway Key/Island: Key Largo State/Province: FL Zip Code: 33037 County: Monroe Subdivision: Key Largo Ocn Resorts (94.5) Area: 26 - Key Largo S of MM 96.9

General Property Description

Realtor.COM Type: Residential - Single Family Style: Single Family Waterfront: No Pool: No Year Built: 2020 Lot SqFt: 1658 Lot Sqft Source: Property Data Card Acres: 0.04 Living Apx SqFt: 1540 SqFt Source: Seller Total Bedrooms: 4 Full Baths: 3 Half Baths: 1 Total Baths: 4 Rentals Allowed: With Restrictions

Status Change Info

Status: Active

Association Info

Mandatory Home Owners Asc: Yes 1st Right of Refusal: Yes Association Fee $: 434.37 Assoc/Mnt Fee Per: Monthly

Building Style

Above Flood: Yes Stories: 3 Stories

Financial Status

Auction: No Bank Owned: No Potential Short Sale: No

Property Features

Fee Includes: Cable; Common Area Mnt; Security Tax Exemptions: None Waterfront: None Waterview: No Waterview Dockage: Boat Ramp Vehicle Storage: Covered Parking Furnished: Furnished Cooling: Central Air Heating: Central Utilities: Cable Available; FKAA; Municipal Sewer Interior Features: Drapes/Blinds Incl; Granite Counter Top; Security System Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer Construction: CBS Floor: Tile Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Clubhouse; Community Boat Ramp; Community Pool; Tennis Courts Security: Patrolled Area Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA Title: Title Ins - Buyer
Listing Office: RE/MAX All Keys Real Estate
Last Updated: December - 20 - 2025
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