895 Ellen Drive, Key Largo, FL 33037

$1,400,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,410 Lot Size (sq. ft.): 9,750 Status: Active
Current Price: $1,400,000 List Date: 8/21/2026 Last Modified: 8/21/2026

Description

New to the market, this 2 bedroom, 2 bath home offers a rare combination of an oversized lot, 75 feet of boat dockage, mature tropical landscaping, and direct access to the open bay. Nestled among native trees, including an impressive collection of beautiful, well-established Lignumvitae trees, the property offers a lush, private setting that is becoming increasingly difficult to find. The home is a classic Sheffield House, a unique Keys-style frame home constructed above steel columns. Inside, vaulted ceilings create an open, airy feel, while the existing layout offers a comfortable home that is livable as-is with plenty of opportunity to update and make it your own. For the boating enthusiast, the location is exceptional. The canal leads directly to the open bay and the bayside entrance of Adams Cut, providing quick and convenient access to both the bay and ocean. With 75 feet of dockage, there is ample room to accommodate your boat and enjoy the Keys lifestyle right from your backyard. The enclosed downstairs space is non-conforming and offers additional potential for storage, workshop space, or other uses, subject to local regulations. Whether you're looking for a Keys getaway, a full-time residence, or an opportunity to renovate and create your own waterfront retreat, this property offers the location, land, dockage, and character to make it truly special.

More Information MLS# 621045

Contract Information

Current Price: $1,400,000 Listing Date: 2026-08-21 Listing Board: Florida Keys List Price: $1,400,000 As is Rght to Inspct: Yes

Location Tax Legal

Street #: 895 Street Name: Ellen Street Suffix: Drive Key/Island: Key Largo State/Province: FL Zip Code: 33037 County: Monroe Subdivision: Twin Lakes (103.0) Area: 27 - Key Largo MM 97-107

General Property Description

Realtor.COM Type: Residential - Single Family Style: Single Family Waterfront: Yes Control Depth: 4 Pool: No Year Built: 1982 Lot Size: 75 X 130 Lot SqFt: 9750 Lot Sqft Source: Tax Records Acres: 0.22 Living Apx SqFt: 1410 SqFt Source: Tax Records Total Bedrooms: 2 Full Baths: 2 Total Baths: 2 Rentals Allowed: With Restrictions

Status Change Info

Status: Active

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No

Dockage

Dock: Wood

Building Style

Above Flood: Unknown

Specialty Rooms

Guest/Servant Qtrs: Non-Conforming

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Canal Front Waterview: Canal View Furnished: Unfurnished Cooling: Ceiling Fans(s); Central Air Utilities: Buyer to Verify; FKAA Interior Features: Cathedral Ceilings Specialty Rooms: Laundry Room; Sun/Florida Room Appliances: Dishwasher; Microwave; Oven; Range; Refrigerator Exterior Features: Shed; Storage Construction: Combo Construction; Frame Floor: Carpet; Tile Roof: Metal Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; No Seller Finance Title: Title Ins - Buyer
Listing Office: Coldwell Banker Schmitt Islamorada
Last Updated: August - 21 - 2026
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