820 12Th Street, Key Colony, FL 33051

$3,595,000
Property Type: Residential Bedrooms: 6 Baths: 4 Square Footage: 3,333 Lot Size (sq. ft.): 8,250 Status: Active
Current Price: $3,595,000 List Date: 1/23/2026 Last Modified: 2/08/2026

Description

Luxurious waterfront home offering sweeping views of Shelter Bay and 75 feet of deep-water (5 ft) dockage with direct ocean or Gulf access via Vaca Cut, just minutes to open water, a true boater's delight. Custom built by D'Asign Source, this six-bedroom 3.5-bath residence spans over 3,300 square feet and comes fully furnished (with select seller exclusions), making it ideal as a turnkey vacation rental (7 day minimum), second home, or primary residence. Designed in classic South Florida style, the home features soaring ceilings, an open and airy floorplan, abundant natural light, and whitewashed terracotta tile that adds warmth and timeless island character. The spacious kitchen includes granite countertops, stainless steel appliances with a Bosch convection cooktop, and a center island, perfectly suited for entertaining. A flexible sixth bedroom functions beautifully as an office on the second level, part of a private primary retreat that occupies the entire upper floor. Outdoor living is a highlight, with an east-facing backyard, a resort-style pool (resurfaced in 2021) and hot tub, outdoor kitchen, convenient poolside bathroom connects directly to one of the bedrooms (ideal for guest comfort and rental functionality), and lush, easy-care Xeriscaping, perfect for relaxed island evenings. Boaters will also appreciate the step-down dock and concrete seawall rebuilt in 2024, providing unobstructed water access. Additional features consist of a low maintenance brick paver driveway and 2 car garage (new door in 2025). Key Colony Beach is a planned island community known for its mobility, quiet streets, and dedicated city services. Residents enjoy public beaches, a par-3 golf course, marina, tennis and pickleball courts, scenic trails and biking paths. An exceptional opportunity for investors, water lovers, and those seeking a light-filled waterfront home where every detail supports both lifestyle and long-term value.

More Information MLS# 618280

Contract Information

Current Price: $3,595,000 Listing Date: 2026-01-23 Listing Board: Key West Association List Price: $3,595,000

Location Tax Legal

Street #: 820 Street Name: 12Th Street Suffix: Street Key/Island: Key Colony State/Province: FL Zip Code: 33051 County: Monroe Subdivision: Key Colony Bch 2nd Addn (53.5) Area: 17 - Vaca Cut - Both Sides Holiday Inn/Key Colony

General Property Description

Realtor.COM Type: Residential - Single Family Style: Single Family Waterfront: Yes Control Depth: 5 Pool: Yes Year Built: 1993 Total Units: 1 Lot SqFt: 8250 Lot Sqft Source: Tax Records Acres: 0.19 Living Apx SqFt: 3333 SqFt Source: Tax Records Total Bedrooms: 6 Full Baths: 3 Half Baths: 1 Total Baths: 4 Rentals Allowed: Yes Min Rental Days: 7

Status Change Info

Status: Active

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No

Dockage

Dock Length: 75 Dock: Concrete Seawall: Concrete

Building Style

Above Flood: No Stories: 2 Stories

Vehicle Storage

Car(s): 4+

Pool Info

Heated: Yes

Financial Status

Standard Sale: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Bay Front; Canal Front; Open Water Waterview: Bay/Gulf View; Canal View; Ocean View; Open Water View Dockage: Boat Lift Vehicle Storage: Garage; Guest Parking; Off Street Parking Furnished: Furnished Cooling: Ceiling Fans(s); Central Air; Heat Pump Heating: Central; Electric Utilities: FKAA; Municipal Sewer Interior Features: Cathedral Ceilings; Drapes/Blinds Incl; Granite Counter Top; Smoke Alarms; Walk-in Closet(s); Whirlpool Bath Tub; Window Treatments Specialty Rooms: Laundry Room Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Hot Tub; Lighting; Outdoor Kitchen Pool Info: In Ground; Decked Construction: CBS Shutters: Other Floor: Carpet; Tile; Wood Roof: Tile Roof Pets: Pets Allowed Neighborhood Feature: Beach; Bike Paths; Tennis Courts; Other Area Features Land Size: Less Than 1/4 Acre Terms: Cash; Conventional Title: Negotiable

Room Information

Living Room Length: 27.00 Level: Main Length: 27.00 Width: 21.11 Width: 21.11 Kitchen Length: 22.00 Level: Main Length: 22.00 Width: 18.00 Width: 18.00 Dining Room Length: 12.00 Level: Main Length: 12.00 Width: 10.00 Width: 10.00 Other Room Length: 9.00 Level: Main Length: 9.00 Width: 7.11 Width: 7.11 Remarks: Laundry Room Bedroom 1 Length: 12.00 Level: Main Length: 12.00 Width: 11.50 Width: 11.50 Bedroom 2 Length: 12.00 Level: Main Length: 12.00 Width: 10.00 Width: 10.00 Bedroom 3 Length: 18.80 Level: Main Length: 18.80 Width: 12.60 Width: 12.60 Bedroom 4 Length: 14.00 Level: Main Length: 14.00 Width: 12.00 Width: 12.00 Bedroom 1 Length: 125.40 Level: Second Length: 125.40 Width: 21.11 Width: 21.11 Remarks: Main Bedroom Bedroom 2 Length: 12.00 Level: Second Length: 12.00 Width: 8.00 Width: 8.00 Remarks: Currently an Office
Listing Office: Loffreno Real Estate
Last Updated: February - 08 - 2026
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