81906 Overseas Highway 3, Upper Matecumbe Key Islamorada, FL 33036

$2,649,000
Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 1,768 Lot Size (sq. ft.): 2,157 Status: Active
Current Price: $2,649,000 List Date: 12/18/2025 Last Modified: 12/19/2025

Description

Welcome to Coral Cove Residence 3, perfectly positioned in the heart of Islamorada. This turn-key, thoughtfully designed three-bedroom, three-and-a-half-bath residence was built in 2020 and features quality construction and well-appointed appliances throughout. A beautiful open floor plan allows natural light to flow effortlessly, creating an inviting coastal living environment. Located within Coral Cove, a private bayfront community of just eight residences, this home offers both exclusivity and convenience. The residence boasts its own private pool, ideal for relaxing or entertaining, while the community also features a stunning bayfront pool with sweeping sunset views over the water. An assigned boat slip in the community marina provides easy access to the bay and ocean beyond, perfect for boating, fishing, and enjoying life on the water. Weekly rentals are permitted, making this an excellent opportunity for a vacation home that can offset carrying costs, an income-producing investment, or a combination of both. The intimate, well-maintained community offers a peaceful retreat while remaining within walking distance to Islamorada's dining, art galleries, boutiques, and local attractions. A rare opportunity to own a turn-key property in one of downtown Islamorada's most desirable bayfront communities.

More Information MLS# 617758

Contract Information

Current Price: $2,649,000 Listing Date: 2025-12-14 Listing Board: Florida Keys List Price: $2,649,000

Location Tax Legal

Street #: 81906 Street Name: Overseas Street Suffix: Highway Key/Island: Upper Matecumbe Key Islamorada State/Province: FL Zip Code: 33036 County: Monroe Subdivision: Strattons (82.5) Area: 23 - Upper Matecumbe

General Property Description

Realtor.COM Type: Residential - Single Family Style: Single Family Waterfront: Yes Control Depth: 4 Pool: Yes Year Built: 2020 Lot SqFt: 2157 Lot Sqft Source: Builder/Architect Living Apx SqFt: 1768 SqFt Source: Builder/Architect Total Bedrooms: 3 Full Baths: 3 Half Baths: 1 Total Baths: 4 Rentals Allowed: Yes

Status Change Info

Status: Active

Association Info

Mandatory Home Owners Asc: Yes 1st Right of Refusal: No Association Fee $: 2983 Assoc/Mnt Fee Per: Quarterly

License Info

Transient Rntl Licns: Yes

Dockage

Dock: Composite

Building Style

Above Flood: Yes Stories: 2 Stories

Vehicle Storage

Car(s): 2

Pool Info

Heated: Yes

Financial Status

Standard Sale: Yes

Property Features

Fee Includes: Common Area Mnt Tax Exemptions: None Waterfront: Bay Front Waterview: Bay/Gulf View Dockage: Assigned Dock; Basin Property Condition: New Construction Vehicle Storage: Assigned Parking Furnished: Furnished Cooling: Central Air Heating: Central Utilities: FKAA; Municipal Sewer Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Fire Sprinkler; Quartz Countertops; Smoke Alarms Specialty Rooms: Laundry Room Appliances: Dishwasher; Disposal; Microwave; Oven; Refrigerator; Washer; Wine Cooler Pool Info: In Ground Construction: CBS; Hardi Board Siding Floor: Vinyl Roof: Metal Roof Pets: Pets Allowed Security: Electric Gate Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; Seller Finance Psble GF-Interior Features: LED Lighting; Tankless Hot Wtr Htr
Listing Office: American Caribbean Real Estate, Christie's International Real Estate
Last Updated: December - 19 - 2025
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