646 William Street, Key West, FL 33040

$1,400,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,780 Lot Size (sq. ft.): 4,116 Status: Active
Current Price: $1,400,000 List Date: 9/25/2026 Last Modified: 9/26/2026

Description

644 William Street The property being sold is 644 William Street. The current property record/card reflects both 644 and 646 William Street, although the property being conveyed is 644 William Street. The structure at 644 William Street is a two-and-a-half-story home currently configured as a duplex and is in need of renovation. The first floor consists of two bedrooms and two bathrooms. The second floor contains two bedrooms and one bathroom. A stairwell provides access to the third floor, which is currently unfinished and is not completed or configured as living space. In its current condition, the property contains four bedrooms and three bathrooms of finished living area, with additional unfinished space on the third floor. The property is currently being used/configured as a duplex and will require renovation.

More Information MLS# 621406

Contract Information

Current Price: $1,400,000 Listing Date: 2026-09-23 Listing Board: Key West Association List Price: $1,400,000 Potential Short Sale: No Bank Owned: No

Location Tax Legal

Street #: 646 Street Name: William Street Suffix: Street Key/Island: Key West State/Province: FL Zip Code: 33040 County: Monroe Subdivision: Old Town - Unlisted (1.0) Area: 02 - Key West

General Property Description

Realtor.COM Type: Multi-family Style: Duplex Waterfront: No Pool: No Year Built: 1928 Lot Size: 65 X 78 Lot SqFt: 4116 Acres: 0.09 Living Apx SqFt: 1780 SqFt Source: Property Data Card Total Bedrooms: 3 Full Baths: 2 Total Baths: 2 Rentals Allowed: Yes Min Rental Days: 30

Status Change Info

Status: Active

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No

Building Style

Above Flood: Yes Stories: 2 Stories

Financial Status

Bank Owned: No Potential Short Sale: No

Property Features

Fee Includes: None Tax Exemptions: None License Info: Non Trans Rntl Lic Waterfront: None Waterview: No Waterview Dockage: None Property Condition: Fixer Upper Building Style: Conch Vehicle Storage: Off Street Parking Furnished: Unfurnished Cooling: Wall/Window Unit(s) Heating: Hot Water Utilities: FKAA Construction: Frame Shutters: Other Floor: Combo Roof: Metal Roof Pets: Pets Allowed Security: No Security Land Size: Less Than 1/4 Acre Terms: Cash; Conventional Title: Title Ins - Seller
Listing Office: Coldwell Banker Schmitt Real Estate Co. (KW)
Last Updated: September - 26 - 2026
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