640 9th Street, Key Colony, FL 33051

$1,400,000
Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 1,596 Lot Size (sq. ft.): 4,125 Status: Pending
Current Price: $1,400,000 List Date: 12/06/2025 Last Modified: 2/24/2026

Description

Welcome to this inviting east facing, waterfront, stilted half duplex in Key Colony Beach, offering three bedrooms, four bathrooms, and nearly 1,600 square feet of interior living space. With 37.5 feet of concrete seawall, step down wooden dock with concrete pilings, heated and chilled pool, and a spacious concrete patio for lounging and entertaining, this property is perfectly designed for the Keys lifestyle. Peace of mind features include metal roof, Hardie board siding, recently upgraded impact windows and doors, and a 2020 AC. A generous carport and driveway provide ample parking, along with a downstairs enclosure that features a full convenience bathroom, air conditioned cabana room, and a one car garage for storage of toys and gear. Saltillo tile flows throughout the first level, where you will find an open concept great room with soaring ceilings that connect the kitchen, dining, and living areas. Enjoy indoor to outdoor living from the large covered second floor patio ideal for al fresco meals, morning coffee, or watching stunning sunrises over the canal. The newly renovated primary bathroom showcases a spacious step-in tiled shower, quartz topped vanity, and elegant gold finishes. A comfortable guest bedroom and bathroom are conveniently located on the same level, with laundry in the hallway closet. Upstairs, the loft offers a third bedroom and full bathroom with plank flooring, creating a private retreat for guests or family. Your Key Colony Beach haven awaits. The City of Key Colony Beach offers its own police department, City Hall, tennis and pickleball courts, dog park, nine hole par three golf course, two playgrounds, and two new restaurants opening soon. Enjoy the walkable island lifestyle and the best of coastal living here!

More Information MLS# 617620

Contract Information

Current Price: $1,400,000 Listing Date: 2025-12-06 Listing Board: Marathon/Lower Keys List Price: $1,400,000 As is Rght to Inspct: Yes Species List: No

Location Tax Legal

Street #: 640 Street Name: 9th Street Suffix: Street Key/Island: Key Colony State/Province: FL Zip Code: 33051 County: Monroe Subdivision: Key Colony Beach (53.5) Area: 17 - Vaca Cut - Both Sides Holiday Inn/Key Colony

General Property Description

Realtor.COM Type: Residential - Single Family Style: Half Duplex Waterfront: Yes Control Depth: 5 Pool: Yes Year Built: 1988 Lot Size: 37.5 X 110 Lot SqFt: 4125 Lot Sqft Source: Property Data Card Acres: 0.09 Living Apx SqFt: 1596 SqFt Source: Property Data Card Total Bedrooms: 3 Full Baths: 4 Total Baths: 4 Rentals Allowed: Yes Min Rental Days: 7

Status Change Info

Contingent: Contingent Contingent Remarks: Financing Status: Pending

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No

Dockage

Dock Length: 375 Dock: Wood Seawall: Concrete

Building Style

Above Flood: Yes Stilt Column Height: Medium - 5Ft - 9Ft

Vehicle Storage

Car(s): 1

Financial Status

Standard Sale: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Property Condition: Updated/Remodeled Vehicle Storage: Garage; Carport; Attached; Covered Parking; Open Parking; RV Parking Open; Trailer Storage Furnished: Furnished Cooling: Ceiling Fans(s); Central Air Utilities: Buyer to Verify; Cable Available; Community Swr Plant; FKAA Interior Features: Cathedral Ceilings; Granite Counter Top; Smoke Alarms; Storage Pre-Wired: Cable Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Privacy Wall/Fence Pool Info: In Ground; Concrete; Decked Construction: CBS Shutters: Accordion Floor: Tile Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Airstrip; Beach; Bike Paths; Community Boat Ramp; Tennis Courts Security: Patrolled Area Land Size: Less Than 1/4 Acre Title: Title Ins - Buyer
Listing Office: Ocean Sotheby's International Realty
Last Updated: February - 24 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.