439 Palm Drive Drive, Lower Matecumbe, FL 33036

$2,495,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,294 Lot Size (sq. ft.): 11,080 Status: Active
Current Price: $2,495,000 List Date: 12/24/2025 Last Modified: 2/27/2026

Description

VA Assumable! Experience refined waterfront living in the Florida Keys, where luxury meets effortless access to world-class boating and fishing. This exceptional canal-front residence is thoughtfully designed for discerning buyers who value privacy, convenience, and a true connection to the water. A private dock with newly added 15,000 lb boat lift provides seamless access to open water, allowing you to leave your backyard and reach premier fishing grounds in minutes. A utility elevator lift enhances everyday comfort, making it easy to move gear, provisions, and luggage between levels with ease. Outdoor living is elevated for both entertaining and function. A custom storage shed equipped with an ice machine and two deep freezers caters perfectly to avid anglers and boating enthusiasts, offering an ideal setup for bait, ice, and fresh catch storage—an uncommon and highly desirable feature in the Keys. Inside, the home offers a bright, coastal interior that complements the surrounding water views, creating a calm and inviting retreat. Designed for both full-time living and elegant escapes, the residence balances relaxed island style with upscale practicality. Whether hosting sunset gatherings, heading offshore at first light, or enjoying quiet evenings by the water, this property delivers a lifestyle defined by ease, sophistication, and the unparalleled beauty of the Florida Keys. An exceptional opportunity for those seeking a premier waterfront home that supports both luxury living and an active boating lifestyle.

More Information MLS# 617822

Contract Information

Current Price: $2,495,000 Listing Date: 2025-12-23 Listing Board: Florida Keys List Price: $2,495,000 As is Rght to Inspct: Yes Species List: No

Location Tax Legal

Street #: 439 Street Name: Palm Drive Street Suffix: Drive Key/Island: Lower Matecumbe State/Province: FL Zip Code: 33036 County: Monroe Subdivision: Safety Harbor (74.0) Area: 22 - Lower Matecumbe

General Property Description

Realtor.COM Type: Residential - Single Family Style: Single Family Waterfront: Yes Control Depth: 5 Pool: Yes Year Built: 1983 Lot SqFt: 11080 Lot Sqft Source: Property Data Card Living Apx SqFt: 2294 SqFt Source: Property Data Card Total Bedrooms: 4 Full Baths: 3 Total Baths: 3 Rentals Allowed: Yes Min Rental Days: 28

Status Change Info

Status: Active

Association Info

Mandatory Home Owners Asc: No Voluntary Home Owners Asc: Yes 1st Right of Refusal: No Assoc Approval Req: No Association Fee $: 100 Assoc/Mnt Fee Per: Yearly

Dockage

Dock Length: 40 Dock: Composite

Building Style

Above Flood: Unknown

Pool Info

Heated: Yes

Property Features

Fee Includes: Other Tax Exemptions: Homestead Waterfront: Canal Front Waterview: Bay/Gulf View; Canal View; Open Water View Dockage: Boat Lift Vehicle Storage: Carport Furnished: Furnished; Negotiable Cooling: Central Air Heating: Central Utilities: Buyer to Verify Interior Features: Walk-in Closet(s) Specialty Rooms: Utility Room; Workshop Appliances: Dishwasher; Dryer; Freezer; Ice Machine; Microwave; Oven; Refrigerator; Washer Exterior Features: Shed; Storage Pool Info: Concrete; Decked; Screened In Construction: CBS Floor: Tile Roof: Shingle Roof Pets: Pets Allowed Security: No Security Land Size: Less Than 1/4 Acre Terms: Assumable; Assumable; Cash; Conventional; No Seller Finance; VA
Listing Office: Coldwell Banker Schmitt Islamorada
Last Updated: February - 27 - 2026
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