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439 Palm Drive Drive, Lower Matecumbe, FL 33036
$2,495,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
2,294
Lot Size (sq. ft.):
11,080
Status:
Active
Current Price:
$2,495,000
List Date:
12/24/2025
Last Modified:
2/27/2026
Description
VA Assumable!
Experience refined waterfront living in the Florida Keys, where luxury meets effortless access to world-class boating and fishing. This exceptional canal-front residence is thoughtfully designed for discerning buyers who value privacy, convenience, and a true connection to the water.
A private dock with newly added 15,000 lb boat lift provides seamless access to open water, allowing you to leave your backyard and reach premier fishing grounds in minutes. A utility elevator lift enhances everyday comfort, making it easy to move gear, provisions, and luggage between levels with ease.
Outdoor living is elevated for both entertaining and function. A custom storage shed equipped with an ice machine and two deep freezers caters perfectly to avid anglers and boating enthusiasts, offering an ideal setup for bait, ice, and fresh catch storage—an uncommon and highly desirable feature in the Keys.
Inside, the home offers a bright, coastal interior that complements the surrounding water views, creating a calm and inviting retreat. Designed for both full-time living and elegant escapes, the residence balances relaxed island style with upscale practicality.
Whether hosting sunset gatherings, heading offshore at first light, or enjoying quiet evenings by the water, this property delivers a lifestyle defined by ease, sophistication, and the unparalleled beauty of the Florida Keys. An exceptional opportunity for those seeking a premier waterfront home that supports both luxury living and an active boating lifestyle.
More Information MLS# 617822
Contract Information
Current Price: $2,495,000
Listing Date: 2025-12-23
Listing Board: Florida Keys
List Price: $2,495,000
As is Rght to Inspct: Yes
Species List: No
Location Tax Legal
Street #: 439
Street Name: Palm Drive
Street Suffix: Drive
Key/Island: Lower Matecumbe
State/Province: FL
Zip Code: 33036
County: Monroe
Subdivision: Safety Harbor (74.0)
Area: 22 - Lower Matecumbe
General Property Description
Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 5
Pool: Yes
Year Built: 1983
Lot SqFt: 11080
Lot Sqft Source: Property Data Card
Living Apx SqFt: 2294
SqFt Source: Property Data Card
Total Bedrooms: 4
Full Baths: 3
Total Baths: 3
Rentals Allowed: Yes
Min Rental Days: 28
Status Change Info
Status: Active
Association Info
Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Assoc Approval Req: No
Association Fee $: 100
Assoc/Mnt Fee Per: Yearly
Dockage
Dock Length: 40
Dock: Composite
Building Style
Above Flood: Unknown
Pool Info
Heated: Yes
Property Features
Fee Includes: Other
Tax Exemptions: Homestead
Waterfront: Canal Front
Waterview: Bay/Gulf View; Canal View; Open Water View
Dockage: Boat Lift
Vehicle Storage: Carport
Furnished: Furnished; Negotiable
Cooling: Central Air
Heating: Central
Utilities: Buyer to Verify
Interior Features: Walk-in Closet(s)
Specialty Rooms: Utility Room; Workshop
Appliances: Dishwasher; Dryer; Freezer; Ice Machine; Microwave; Oven; Refrigerator; Washer
Exterior Features: Shed; Storage
Pool Info: Concrete; Decked; Screened In
Construction: CBS
Floor: Tile
Roof: Shingle Roof
Pets: Pets Allowed
Security: No Security
Land Size: Less Than 1/4 Acre
Terms: Assumable; Assumable; Cash; Conventional; No Seller Finance; VA
Listing Office: Coldwell Banker Schmitt Islamorada
Last Updated: February - 27 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.
