430 Palm Drive, Lower Matecumbe, FL 33036

$6,500,000
Property Type: Residential Bedrooms: 5 Baths: 7 Square Footage: 5,153 Lot Size (sq. ft.): 10,000 Status: Active
Current Price: $6,500,000 List Date: 12/26/2025 Last Modified: 1/16/2026

Description

Experience modern coastal luxury in Islamorada, where elevated design meets premier waterfront living. Built in 2017, this custom contemporary estate offers over 5,100sf of thoughtfully designed living space, set just 2 lots from the bay and across from a tranquil mangrove preserve that enhances both privacy and natural beauty. Boaters will love the setup - 100' of dockage with 2 elevator boat lifts (20,000lb and 15,000lb), plus easy access to Everglades National Park and the Atlantic Ocean through the 65' Channel 5 Bridge. Inside, the home feels open, bright, and refined. There are 5 ensuite bedrooms and 2 half baths, each bedroom featuring its own ductless A/C along with the central system. The primary suite includes a cozy sitting area, his-and-hers closets, and partial bay views. A secondary primary suite opens directly to the pool deck, offering privacy for guests or family. The top level centers around a stunning great room with vaulted ceilings, fireplace, and a chef's kitchen with high-end appliances - the perfect setting for entertaining. On the lower level, a relaxed family room with fireplace and wet bar creates another comfortable gathering space. Additional features include laundry on both floors, an elevator, 2-car garage, and gated circular drive. Out back, the saltwater pool, outdoor kitchen, and sound system create a true resort-style atmosphere. The east-facing orientation means warm morning sunshine, shady afternoons, and gentle ocean breezes. With CBS construction, metal roof, whole house generator and impact windows and doors, this home blends luxury, comfort, and peace of mind. This is waterfront living for those who value both elegance and ease - the Keys lifestyle at its finest.

More Information MLS# 617828

Contract Information

Current Price: $6,500,000 Listing Date: 2025-12-26 Listing Board: Florida Keys List Price: $6,500,000

Location Tax Legal

Street #: 430 Street Name: Palm Street Suffix: Drive Key/Island: Lower Matecumbe State/Province: FL Zip Code: 33036 County: Monroe Subdivision: Safety Harbor (74.0) Area: 22 - Lower Matecumbe

General Property Description

Realtor.COM Type: Residential - Single Family Style: Single Family Waterfront: Yes Control Depth: 6 Pool: Yes Year Built: 2017 Lot SqFt: 10000 Acres: 0.23 Living Apx SqFt: 5153 SqFt Source: Property Data Card Total Bedrooms: 5 Full Baths: 5 Half Baths: 2 Total Baths: 7 Rentals Allowed: With Restrictions Min Rental Days: 28

Status Change Info

Status: Active

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No

Dockage

Dock Length: 100

Building Style

Above Flood: Yes

Pool Info

Heated: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front Waterview: Bay/Gulf View; Canal View Vehicle Storage: Garage; Attached Furnished: Furnished Heating: Fireplace(s) Utilities: Cable Available; FKAA; Municipal Sewer Interior Features: Elevator; Fireplace(s); Pantry; Security System; Walk-in Closet(s) Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer Pool Info: In Ground; Salt Water Construction: CBS Roof: Metal Roof Pets: Pets Allowed Security: Electric Gate Land Size: 1/4 - 1/2 Acre Terms: No Seller Finance Title: Title Ins - Buyer
Listing Office: Coastal Realty of the Florida Keys
Last Updated: January - 16 - 2026
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