417 Pirates Road, Little Torch Key, FL 33042

$1,124,900
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,280 Lot Size (sq. ft.): 6,000 Status: Kick-out
Current Price: $1,124,900 List Date: 1/27/2026 Last Modified: 5/21/2026

Description

Welcome to this beautifully updated canal-front home in the highly desirable Jolly Roger Estates on Little Torch Key! Offering 3 bedrooms, 2 baths, 1,170 sq ft of living space plus a 110 sq ft flex/office area, this meticulously maintained waterfront home features a desirable split floor plan with an open layout, remodeled kitchen with quartz countertops and LG ThinQ smart refrigerator and range, large pantry/storage closet, extra built-in cabinets, updated bathrooms with new vanities, fixtures and flooring, new light fixtures and ceiling fans throughout, new luxury vinyl plank flooring throughout, office/flex space overlooking the canal, master suite w/ huge 9'x7' closet, guest bedroom with built-in queen Murphy bed and storage, multiple washer/dryer hookups, and five individual mini-split A/C units for room-by-room comfort. Outdoor features include a metal roof (2018), 60' concrete seawall with 14,000 lb boat lift, deep-wide flow-through canals, no bridges to open water with an under five-minute idle zone out, large outdoor bar and kitchen with built-in KitchenAid grill, screened porch, outdoor shower, privacy-fenced yard, large storage area, oversized parking, 50 amp RV hookup, generator-ready setup, and plenty of room for a pool. Enjoy endless sunset views over the protected salt ponds with no front neighbors (ever!) and an east-facing backyard perfect for sunrise coffees and cooler afternoons! Ideal as a primary residence, vacation home, or investment. Can be sold turn-key less some personal items. Low-cost transferable flood insurance ($1073). Transferable termite warranty in place. AHS 1 Year Shield Plus Home Warranty offered. Owner is a licensed Florida Realtor®.

More Information MLS# 618340

Contract Information

Current Price: $1,124,900 Listing Date: 2026-01-27 Listing Board: Marathon/Lower Keys List Price: $1,124,900 As is Rght to Inspct: Yes Species List: Yes

Location Tax Legal

Street #: 417 Street Name: Pirates Street Suffix: Road Key/Island: Little Torch Key State/Province: FL Zip Code: 33042 County: Monroe Subdivision: Jolly Roger Estates (28.5) Area: 10 - Little, Middle, Big Torch Keys

General Property Description

Realtor.COM Type: Residential - Single Family Style: Single Family Waterfront: Yes Control Depth: 3 Pool: No Year Built: 2001 Lot Size: 60 X 100 Lot SqFt: 6000 Lot Sqft Source: Tax Records Acres: 0.14 Living Apx SqFt: 1280 SqFt Source: Seller Total Bedrooms: 3 Full Baths: 2 Total Baths: 2 Rentals Allowed: With Restrictions Min Rental Days: 28

Status Change Info

Contingent: Kick-out Contingent Remarks: Buyers House to Sell Status: Kick-out

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No Association Fee $: 40 Assoc/Mnt Fee Per: Yearly

Dockage

Dock Length: 60 Seawall: Concrete

Building Style

Above Flood: Yes

Financial Status

Standard Sale: Yes

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Canal Front; Salt Ponds Waterview: Canal View; Salt Ponds Dockage: Boat Lift; Davits Property Condition: Updated/Remodeled Vehicle Storage: Covered Parking; Off Street Parking; Open Parking; RV Parking Open; Trailer Storage Furnished: Furnished; Negotiable Cooling: Ductless Heating: Ductless; Electric; Zoned Utilities: Buyer to Verify; Elect Separate Meter; FKAA; Municipal Sewer; Water Separate Meter Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Pantry; Quartz Countertops; Smoke Alarms; Split Bedroom; Storage; Walk-in Closet(s); Whirlpool Bath Tub Specialty Rooms: Laundry Room; Sun/Florida Room; Other Appliances: Dishwasher; Dryer; Freezer; Ice Machine; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Bar; Built-in Grill; Fencing; Fruit Tree(s); Lighting; Outdoor Kitchen; Outdoor Shower; Privacy Wall/Fence; Storage Construction: Modular Shutters: Accordion Floor: Vinyl Roof: Metal Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; VA Title: Title Ins - Buyer
Listing Office: Lokation Real Estate
Last Updated: May - 21 - 2026
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