27398 Saint Vincent Lane, Ramrod Key, FL 33042

New Listing
$995,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,008 Lot Size (sq. ft.): 12,000 Status: Active
Current Price: $995,000 List Date: 10/12/2026 Last Modified: 10/13/2026

Description

MOVE-IN-READY-FLORIDA KEYS WATERFRONT ON A 12,000 SF DOUBLE LOT FOR UNDER $1 MILLION! Meticulously maintained 2-bedroom, 2-bathroom home in desirable Breezeswept Beach Estates, featuring 60' of dockage, a 10,000 lb. boat lift, direct ocean/bay access & room for a pool! Situated on a 12,000 SF DOUBLE LOT (100' x 120'), currently held as one parcel, this property offers exceptional space & versatility. Move-in-ready home features 1,008 SF under air, 2,964 SF total, vaulted ceilings, open floor plan & an oversized screened outdoor living area overlooking tropical landscaping. Ideal for boating enthusiasts, the location provides convenient access to world-class fishing, diving, sandbars, open water, & dining. Improvements & storm protection features include a 2018 metal roof, Class A accordion shutters, energy-efficient windows & doors, painted cedar siding & generator hookup. Additional features include a downstairs storage enclosure, paved driveway, irrigation system, outdoor shower & storage shed. The expansive double lot provides room to expand the existing home, add a pool or explore subdividing the property & constructing an additional residence, subject to applicable approvals, ROGO allocation & permitting. Whether you're seeking a primary residence, seasonal retreat or waterfront investment, this property delivers a rare combination of boating access, land & future potential at an unbeatable price point! INSURANCE- Windstorm $4,498, Flood $999 (assumable), Homeowners $1,017

More Information MLS# 621603

Contract Information

Current Price: $995,000 Listing Date: 2026-10-12 Listing Board: Key West Association List Price: $995,000 As is Rght to Inspct: Yes Species List: Yes

Location Tax Legal

Street #: 27398 Street Name: Saint Vincent Street Suffix: Lane Key/Island: Ramrod Key State/Province: FL Zip Code: 33042 County: Monroe Subdivision: Breezeswept Bch Est (27.5) Area: 09 - Ramrod Key

General Property Description

Realtor.COM Type: Residential - Single Family Style: Single Family Waterfront: Yes Control Depth: 4 Pool: No Year Built: 1990 Lot Size: 120 X 100 Lot SqFt: 12000 Lot Sqft Source: Tax Records Acres: 0.28 Living Apx SqFt: 1008 SqFt Source: Tax Records Total Bedrooms: 2 Full Baths: 2 Total Baths: 2 Rentals Allowed: With Restrictions Min Rental Days: 28

Status Change Info

Status: Active

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No

Dockage

Dock Length: 60 Dock: Wood

Building Style

Above Flood: Unknown Stories: 2 Stories

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift Property Condition: Updated/Remodeled Vehicle Storage: Carport; Off Street Parking; RV Parking Open; Trailer Storage Furnished: Furnished; Negotiable; Partially; Unfurnished Cooling: Central Air Heating: Central Utilities: Cable Available; FKAA; Municipal Sewer Interior Features: Drapes/Blinds Incl; Granite Counter Top; Smoke Alarms; Window Treatments Pre-Wired: Cable Specialty Rooms: Utility Room Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Exterior Features: Fencing; Outdoor Shower Construction: Frame Shutters: Accordion Floor: Wood Roof: Metal Roof Pets: Pets Allowed Land Size: 1/4 - 1/2 Acre Terms: Cash; Conventional; FHA; VA Title: Negotiable
Listing Office: LoKation Real Estate
Last Updated: October - 13 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.