27369 Saint Vincent Lane, Ramrod Key, FL 33042

$849,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,592 Lot Size (sq. ft.): 6,000 Status: Contingent/Show
Current Price: $849,000 List Date: 2/19/2026 Last Modified: 5/08/2026

Description

Easy to show on short notice, call listing agent. Rare opportunity to step into instant equity with this custom built home in the desirable Lower Keys boating community. Owner spared no expense hardening this waterfront home, hardie board siding (2015), impact windows & doors (2013), metal roof (2013). One of the higher elevated lots in the neighborhood. Major capital improvements already completed: Concrete seawall poured to the max allowable height w/full 50' dock plumbed/ready for water/electric connection (2019), 14,000 lb boat lift (2019), Class-A rated bahama/hurricane shutters, 2025 water heater- Infrastructure that would be costly & time consuming to replicate today. Tented every 10 years (2023). Inside, vaulted ceilings & an open floor plan make the nearly 1,600sqft living area feel large, open, & ideal for entertaining, featuring dedicated dining space, laundry room, + flex space that can convert to a 3rd/4th bedroom, additional bath. Enclosed storage downstairs & relaxed outdoor patio entertaining area. The home has seen only light seasonal use. Rare privacy with two vacant canal lots across the water & 150' lot next door, palms & shade trees create a calm island setting. No bridges to open water & just minutes to Looe Key Reef, world class fishing, Bahia Honda State Park, Picnic Island, waterfront dining, & local sandbars. This hardened waterfront home combines structural integrity, boating infrastructure, & true upside potential. Insurance Quotes: HO & Wind Combined $7,684, Assumable Flood $675 (primary), $1,118 (non-primary). 2020-Cobia 237 w/ 300HP Yamaha & trailer also for sale.

More Information MLS# 618712

Contract Information

Current Price: $849,000 Listing Date: 2026-02-19 Listing Board: Key West Association List Price: $849,000 As is Rght to Inspct: Yes Potential Short Sale: No Bank Owned: No

Location Tax Legal

Street #: 27369 Street Name: Saint Vincent Street Suffix: Lane Key/Island: Ramrod Key State/Province: FL Zip Code: 33042 County: Monroe Subdivision: Breezeswept Bch Est (27.5) Area: 09 - Ramrod Key

General Property Description

Realtor.COM Type: Residential - Single Family Style: Single Family Waterfront: Yes Control Depth: 4 Pool: No Year Built: 1989 Lot Size: 60 X 100 Lot SqFt: 6000 Lot Sqft Source: Tax Records Acres: 0.13 Living Apx SqFt: 1592 SqFt Source: Tax Records Total Bedrooms: 2 Full Baths: 2 Total Baths: 2 Rentals Allowed: With Restrictions Min Rental Days: 28

Status Change Info

Contingent: Contingent/Show Contingent Remarks: Financing Status: Contingent/Show

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No Assoc/Mnt Fee Per: Yearly

Dockage

Dock Length: 50 Dock: Concrete Dock Permit: Yes Seawall: Concrete

Building Style

Above Flood: Unknown

Financial Status

Auction: No Bank Owned: No Potential Short Sale: No Standard Sale: Yes

Property Features

Fee Includes: Other Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift Vehicle Storage: Carport; Attached; Covered Parking; Off Street Parking; RV Parking Open; Trailer Storage Furnished: Furnished Cooling: Central Air Heating: Central Utilities: Cable Available; FKAA; Municipal Sewer Specialty Rooms: Other Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Bar; Lanai Construction: Frame Shutters: Bahama Roof: Metal Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; VA Title: Negotiable
Listing Office: LoKation Real Estate
Last Updated: May - 08 - 2026
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