Looking for a FL Keys Home with space? This meticulously maintained home has it! This original-owner, lovingly cared-for coastal retreat offers more living space than other homes of a similar style in the area, providing comfortable living both indoors & out. Upgraded to receive maximum insurance discounts, the home includes FULL impact-rated windows/doors, a metal hip roof, & single wraps for roof to wall connection, which will keep your insurance costs LOW. There's also hardboard siding/soffits for added peace of mind. Designed for both entertaining & relaxation, this open-concept home features a generously sized living & dining area that flows seamlessly into the open kitchen or out to the outdoor living area, creating a bright and inviting gathering space. The expansive outdoor living area maximizes the southern backyard exposure, offering stunning sunset views. A fully fenced lot enhances security, while the outdoor space is perfect for entertaining, dining, and relaxing. The entire third floor is dedicated to the primary suite, providing a private retreat with abundant natural light and ample closet space. The spacious ensuite bathroom adds to the comfort of this serene sanctuary. This property boasts unmatched boating and water access. Situated on a flow-through culvert canal, it offers quick access to open water, with Looe Key Reef and world-class fishing and diving just minutes away. The 40-foot dock and 20,000-pound boat lift provide ample room for your vessel, making boating effortless. Additional Features: Legal downstairs storage enclosure—perfect for all your gear, Ample storage throughout to keep your space organized Assumable flood insurance policy—a valuable asset, Lightly used as a second home since new, showing minimal wear.