22920 Privateer Drive, Cudjoe Key, FL 33042

$849,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,560 Lot Size (sq. ft.): 6,000 Status: Active
Current Price: $849,000 List Date: 3/15/2025 Last Modified: 2/15/2026

Description

Mariner's Dream - Your Waterfront Paradise Awaits! Welcome to this elevated, stilted two-story home offering 1,560 SqFt of living space and a versatile 4th bedroom that doubles as a den. Situated on a deep, wide, and pristine canal in the desirable Cutthroat Harbor Estates of Cudjoe Key, this home provides the perfect canvas for renovation. With new windows and siding (Completed 2023), much of the heavy lifting has already been completed. Step outside your door to immediate access to the water, whether you're fishing, swimming, or simply soaking in the serene canal views. The 3' control depth provides crystal-clear water ideal for swimming, and there's plenty of space to add your own dock, with or without a boat lift. This home is perfect for those who appreciate the beauty of coastal living and are ready to invest a little elbow grease into transforming it into a dream waterfront retreat. NUTS & BOLTS: Large bonus space enclosure under the house opening up to the waterfront tiki bar; New windows (9) & Hardy-board Siding; 3-ton AC (1998) ; Lower enclosure (1991) Newer wood stilt piers, front and waterfront decks Tiki bar (needs restoration) ; Laundry room off the kitchen. Make this Mariners Dream your very own and embrace the ultimate coastal lifestyle! Photos edited for digital staging and with filter to remove personal items.

More Information MLS# 614188

Contract Information

Current Price: $849,000 Listing Date: 2025-03-14 Listing Board: Key West Association List Price: $849,000

Location Tax Legal

Street #: 22920 Street Name: Privateer Street Suffix: Drive Key/Island: Cudjoe Key State/Province: FL Zip Code: 33042 County: Monroe Subdivision: Cutthroat Harbor Est (23.0) Area: 07 - Cudjoe Key

General Property Description

Realtor.COM Type: Residential - Single Family Style: Single Family Waterfront: Yes Control Depth: 3 Pool: No Year Built: 1980 Lot SqFt: 6000 Lot Sqft Source: Property Data Card Acres: 0.14 Living Apx SqFt: 1560 SqFt Source: Property Data Card Total Bedrooms: 3 Full Baths: 2 Total Baths: 2 Rentals Allowed: With Restrictions

Status Change Info

Status: Active

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No

Building Style

Above Flood: Unknown

Vehicle Storage

Car(s): 4+

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Canal Front Waterview: Canal View Dockage: None Property Condition: Fixer Upper Building Style: Other Bldg Style Vehicle Storage: RV Parking Open Furnished: Negotiable Cooling: Ceiling Fans(s) Utilities: FKAA Interior Features: Storage Specialty Rooms: Laundry Room; Other Appliances: Dryer; Refrigerator; Washer Construction: Combo Construction Shutters: Other Floor: Carpet; Vinyl Roof: Metal Roof Pets: Pets Allowed Security: No Security Land Size: Less Than 1/4 Acre Terms: Cash; FHA; No Seller Finance; VA Title: Negotiable
Listing Office: Keller Williams Key West Compass Realty
Last Updated: February - 15 - 2026
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