An extraordinary opportunity to own a waterfront home in Tavernier, Oceanside, for under $1 million, this charming residence offers both lifestyle appeal and investment potential. Whether you envision buying and enjoying as-is, building your dream retreat, or enhancing and reselling for profit, this property represents a rare chance in a continuously developing subdivision where waterfront ownership at this price point is increasingly scarce. Flexible options make it ideal for full-time living, a second home escape, or an income-producing property. Perfectly suited for the boating, fishing, and diving enthusiast, the home is positioned on a wide canal with a 40-foot concrete dock and 10,000-pound lift, providing secure dockage and direct access to open water. The association maintains the marked channel and pilings with guiding lights, ensuring easy navigation and safe returns. The expansive sun deck enjoys peek-a-boo ocean views and serves as a prime setting for entertaining or dining al fresco. The shady lower deck invites afternoon relaxation, while each morning begins with glorious sunrise views in the tranquil surroundings of a quiet cul-de-sac. Recent updates include a newer metal roof, newer A/C, updated kitchen appliances, and accordion shutters for durability and storm protection. An oversized enclosed storage area easily accommodates water toys, dive gear, and boating essentials. Freshly painted and move-in ready, the home blends comfort, practicality, and unmistakable Keys character. Harry Harris Park is just down the street, offering a community boat ramp, fishing pier, protected swimming lagoon, picnic pavilions, BBQ areas, and playgrounds — the perfect extension of your backyard. Conveniently located near shopping, dining, marinas, and the hospital, this property combines ease of living with the ultimate Florida Keys lifestyle. This is more than a property; it is an invitation to enjoy homeownership in the Keys at an exceptional price point.