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20886 W 4Th Avenue, Cudjoe Key, FL 33042
$2,900,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
3,042
Lot Size (sq. ft.):
13,125
Status:
Closed
Current Price:
$2,900,000
List Date:
2/06/2024
Last Modified:
3/19/2026
Description
Welcome to your waterfront paradise! This exceptional custom-built home is a testament to craftsmanship and luxury living. Boasting a solid poured concrete construction, this residence stands as a fortress of elegance and durability.
Standing tall on an oceanside location with no bridges, this property offers unparalleled boating access. With an impressive 225 feet of waterfront and a 8 ft high tide draft under boat, it's a dream for boating enthusiasts. Dock your vessel effortlessly in your private boat basin, complete with a 100 ft dock and brand new 20,000 lb boat lift plus an additional 10,000 lb davit for other watercraft.
Step inside this 4-bedroom, 3-bath home, and be greeted by the remarkable Italian porcelain tile floors. The living room opens to the amazing chef's kitchen featuring custom cabinets and quartz countertops and throughout the home. Large island is perfect for entertaining. Top of the line stainless steel appliances such as Bosch.
The living and dining areas seamlessly connect to the outdoors through two sets of large triple impact sliders. Enter the immense covered patio, a perfect spot for al fresco dining or relaxation. Beyond, discover the inviting concrete pool with heated/chilled swim jets and a salt system—a haven for aquatic enjoyment or stroll over to the waterside tiki hut for a cocktail.
The upper level reveals a versatile loft, which can be used as office, game room or additional gathering space. The entire home is fortified with impact windows and doors, ensuring safety and energy efficiency. Natural light floods every room, creating a warm and inviting ambiance.
Environmental consciousness meets luxury with a 21,000-gallon rainwater cistern, contributing to sustainability. The oversized vaulted 10 ft ceiling 2-car garage provides more than ample space for your toys. An extra bonus area under the house is your dedicated storage/workshop area catering to your organizational needs. Well Below appraise value.
More Information MLS# 608577
Contract Information
Current Price: $2,900,000
Listing Date: 2024-02-06
Listing Board: Key West Association
Sold Price: $2,900,000
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No
Species List: Yes
Location Tax Legal
Street #: 20886
Direction: W
Street Name: 4Th
Street Suffix: Avenue
Key/Island: Cudjoe Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Cudjoe Gardens (21.0)
Area: 07 - Cudjoe Key
General Property Description
Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 4
Pool: Yes
Year Built: 2008
Lot Size: 100 x 125
Lot SqFt: 13125
Lot Sqft Source: Seller
Acres: 0.3
Living Apx SqFt: 3042
SqFt Source: Property Data Card
Total Bedrooms: 4
Full Baths: 3
Total Baths: 3
Rentals Allowed: With Restrictions
Min Rental Days: 28
Status Change Info
Sold Date: 2024-05-08
Sold Price: $2,900,000
Status: Closed
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 75
Assoc/Mnt Fee Per: Yearly
Dockage
Dock Length: 100
Dock: Composite
Building Style
Above Flood: Yes
Financial Status
Auction: No
Bank Owned: No
Potential Short Sale: No
Standard Sale: Yes
Property Features
Fee Includes: None
Tax Exemptions: None
Waterfront: Canal Front
Waterview: Canal View
Dockage: Basin; Boat Lift; Davits
Property Condition: Updated/Remodeled
Vehicle Storage: Garage; Attached; Guest Parking; Off Street Parking; Open Parking
Furnished: Furnished
Cooling: Central Air
Utilities: FKAA; Municipal Sewer
Interior Features: Entrance Foyer; Quartz Countertops; Split Bedroom; Storage
Specialty Rooms: Utility Room; Workshop
Appliances: Dishwasher; Dryer; Range; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Chickee Hut
Pool Info: In Ground; Salt Water; Decked
Construction: CBS
Floor: Tile
Roof: Metal Roof
Land Size: Less Than 1/4 Acre
Title: Title Ins - Buyer
Documents
Listing Office: Coldwell Banker Schmitt Lower Keys (KW)
Last Updated: March - 19 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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