20886 W 4Th Avenue, Cudjoe Key, FL 33042

$2,900,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,042 Lot Size (sq. ft.): 13,125 Status: Closed
Current Price: $2,900,000 List Date: 2/06/2024 Last Modified: 3/19/2026

Description

Welcome to your waterfront paradise! This exceptional custom-built home is a testament to craftsmanship and luxury living. Boasting a solid poured concrete construction, this residence stands as a fortress of elegance and durability. Standing tall on an oceanside location with no bridges, this property offers unparalleled boating access. With an impressive 225 feet of waterfront and a 8 ft high tide draft under boat, it's a dream for boating enthusiasts. Dock your vessel effortlessly in your private boat basin, complete with a 100 ft dock and brand new 20,000 lb boat lift plus an additional 10,000 lb davit for other watercraft. Step inside this 4-bedroom, 3-bath home, and be greeted by the remarkable Italian porcelain tile floors. The living room opens to the amazing chef's kitchen featuring custom cabinets and quartz countertops and throughout the home. Large island is perfect for entertaining. Top of the line stainless steel appliances such as Bosch. The living and dining areas seamlessly connect to the outdoors through two sets of large triple impact sliders. Enter the immense covered patio, a perfect spot for al fresco dining or relaxation. Beyond, discover the inviting concrete pool with heated/chilled swim jets and a salt system—a haven for aquatic enjoyment or stroll over to the waterside tiki hut for a cocktail. The upper level reveals a versatile loft, which can be used as office, game room or additional gathering space. The entire home is fortified with impact windows and doors, ensuring safety and energy efficiency. Natural light floods every room, creating a warm and inviting ambiance. Environmental consciousness meets luxury with a 21,000-gallon rainwater cistern, contributing to sustainability. The oversized vaulted 10 ft ceiling 2-car garage provides more than ample space for your toys. An extra bonus area under the house is your dedicated storage/workshop area catering to your organizational needs. Well Below appraise value.

More Information MLS# 608577

Contract Information

Current Price: $2,900,000 Listing Date: 2024-02-06 Listing Board: Key West Association Sold Price: $2,900,000 As is Rght to Inspct: Yes Potential Short Sale: No Bank Owned: No Species List: Yes

Location Tax Legal

Street #: 20886 Direction: W Street Name: 4Th Street Suffix: Avenue Key/Island: Cudjoe Key State/Province: FL Zip Code: 33042 County: Monroe Subdivision: Cudjoe Gardens (21.0) Area: 07 - Cudjoe Key

General Property Description

Realtor.COM Type: Residential - Single Family Style: Single Family Waterfront: Yes Control Depth: 4 Pool: Yes Year Built: 2008 Lot Size: 100 x 125 Lot SqFt: 13125 Lot Sqft Source: Seller Acres: 0.3 Living Apx SqFt: 3042 SqFt Source: Property Data Card Total Bedrooms: 4 Full Baths: 3 Total Baths: 3 Rentals Allowed: With Restrictions Min Rental Days: 28

Status Change Info

Sold Date: 2024-05-08 Sold Price: $2,900,000 Status: Closed

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No Association Fee $: 75 Assoc/Mnt Fee Per: Yearly

Dockage

Dock Length: 100 Dock: Composite

Building Style

Above Flood: Yes

Financial Status

Auction: No Bank Owned: No Potential Short Sale: No Standard Sale: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Dockage: Basin; Boat Lift; Davits Property Condition: Updated/Remodeled Vehicle Storage: Garage; Attached; Guest Parking; Off Street Parking; Open Parking Furnished: Furnished Cooling: Central Air Utilities: FKAA; Municipal Sewer Interior Features: Entrance Foyer; Quartz Countertops; Split Bedroom; Storage Specialty Rooms: Utility Room; Workshop Appliances: Dishwasher; Dryer; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Chickee Hut Pool Info: In Ground; Salt Water; Decked Construction: CBS Floor: Tile Roof: Metal Roof Land Size: Less Than 1/4 Acre Title: Title Ins - Buyer

Documents

Listing Office: Coldwell Banker Schmitt Lower Keys (KW)
Last Updated: March - 19 - 2026
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