20838 W 5th Avenue, Cudjoe Key, FL 33042

$1,499,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,944 Lot Size (sq. ft.): 11,000 Status: Active
Current Price: $1,499,000 List Date: 10/29/2025 Last Modified: 2/22/2026

Description

Discover the ultimate boating lifestyle in the Florida Keys with this beautiful Deep Draft Canal Front Pool Home in the exclusive waterfront enclave of Cudjoe Gardens. Set on an expansive 11,000 sq ft lot with 100 feet of waterfront, this ground-level, above-flood concrete ranch home offers seamless access to the Pool and water. Inside, enjoy nearly 2,000 square feet of living space with 3 Bedrooms and 2 Bathrooms, soaring pine ceilings, and a sun-filled Florida room overlooking the canal. The layout is open and bright, perfect for entertaining or quiet relaxation. Step outside to your private 60' dock with a 10,000 lb boat lift, nestled on a crystal-clear 50' wide deep-draft canal — ideal for serious boaters. After a day on the water, unwind in the expansive screened-in pool area, perfect for enjoying the Keys' tropical lifestyle year-round. Cudjoe Gardens is a true gem — a concrete home community where most properties are built above flood and have no stairs to climb. The neighborhood Cudjoe Gardens Marina offers fuel, a boat ramp, bait, and refreshments, and is adjacent to the waterfront Bent Prop restaurant, all just a short walk away. This is more than a home — it's a launchpad for your next great adventure.

More Information MLS# 617081

Contract Information

Current Price: $1,499,000 Listing Date: 2025-10-29 Listing Board: Key West Association List Price: $1,499,000 As is Rght to Inspct: Yes Species List: Yes

Location Tax Legal

Street #: 20838 Direction: W Street Name: 5th Street Suffix: Avenue Key/Island: Cudjoe Key State/Province: FL Zip Code: 33042 County: Monroe Subdivision: Cudjoe Gardens (21.0) Area: 07 - Cudjoe Key

General Property Description

Realtor.COM Type: Residential - Single Family Style: Single Family Waterfront: Yes Control Depth: 4 Pool: Yes Year Built: 1987 Lot SqFt: 11000 Lot Sqft Source: Property Data Card Acres: 0.25 Living Apx SqFt: 1944 SqFt Source: Seller Total Bedrooms: 3 Full Baths: 2 Total Baths: 2 Rentals Allowed: With Restrictions Min Rental Days: 28

Status Change Info

Status: Active

Association Info

Mandatory Home Owners Asc: No Voluntary Home Owners Asc: Yes 1st Right of Refusal: No

Dockage

Dock Length: 61 Dock: Composite

Building Style

Above Flood: Yes Stories: 1 Story

Vehicle Storage

Car(s): 1

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift Building Style: Ground Level Vehicle Storage: Garage; Off Street Parking Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air Utilities: Buyer to Verify; Cable Available; FKAA; Municipal Sewer Interior Features: Split Bedroom; Walk-in Closet(s) Specialty Rooms: Laundry Room; Sun/Florida Room Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Lanai Pool Info: In Ground; Concrete; Decked; Screened In Construction: CBS Floor: Tile Roof: Shingle Roof Pets: Pets Allowed Neighborhood Feature: Bike Paths; Other Area Features Land Size: Less Than 1/4 Acre Terms: Cash; Conventional Title: Negotiable
Listing Office: Coldwell Banker Schmitt Lower Keys (KW)
Last Updated: February - 22 - 2026
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