20731 W 2nd Avenue, Cudjoe Key, FL 33042

$3,200,000
Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 2,839 Lot Size (sq. ft.): 12,880 Status: Active
Current Price: $3,200,000 List Date: 9/29/2026 Last Modified: 10/11/2026

Description

Experience exceptional boating and effortless Florida Keys living from this meticulously maintained Cudjoe Key residence, ideally positioned on a wide canal just 2 homes from open water. Lush tropical landscaping surrounds the property, while protected wetlands across the canal create a peaceful, private backdrop. Offering 4 Bedrooms plus an Office and 4 Baths, the home features 112' of concrete seawall and dockage, a 20,000 lb. boat lift and quick access to open water. Designed to embrace indoor-outdoor living, the living room features a Euro Door Wall System with sliders that open completely to the expansive screened porch with sitting and dining areas. Remote-controlled Kevlar hurricane screens provide added protection, while the waterfront retreat features a heated and chilled saltwater pool, poolside tiki, travertine decking and outdoor shower. With the rear of the home facing west, unforgettable Florida Keys sunsets unfold over the water and protected wetlands. The kitchen features granite countertops, Wolf cooktop, Electrolux large capacity refrigerator, wine cooler and dedicated ice maker. The spacious primary suite offers a soaking tub, walk-in shower and dual vanities. One guest bedroom features an ensuite bath, while 2 additional guest bedrooms share a Jack-and-Jill bath. A dedicated office adds flexible space. Additional features include a laundry room with dog wash, 2-car garage with convenient side access to the waterfront, and impact windows and doors. A nearby full-service marina and waterfront restaurant add to the ease of this sought-after boating neighborhood. Beautifully maintained inside and out, this property captures the privacy, boating access and outdoor lifestyle that make the Florida Keys so special.

More Information MLS# 621433

Contract Information

Current Price: $3,200,000 Listing Date: 2026-09-29 Listing Board: Key West Association List Price: $3,200,000 As is Rght to Inspct: Yes Species List: Yes

Location Tax Legal

Street #: 20731 Direction: W Street Name: 2nd Street Suffix: Avenue Key/Island: Cudjoe Key State/Province: FL Zip Code: 33042 County: Monroe Subdivision: Cudjoe Gardens (21.0) Area: 07 - Cudjoe Key

General Property Description

Realtor.COM Type: Residential - Single Family Style: Single Family Waterfront: Yes Control Depth: 4 Pool: Yes Year Built: 2015 Lot SqFt: 12880 Lot Sqft Source: Property Data Card Acres: 0.29 Living Apx SqFt: 2839 SqFt Source: Property Data Card Total Bedrooms: 5 Full Baths: 4 Total Baths: 4 Rentals Allowed: With Restrictions Min Rental Days: 28

Status Change Info

Status: Active

Association Info

Mandatory Home Owners Asc: No Voluntary Home Owners Asc: Yes 1st Right of Refusal: No

Dockage

Dock Length: 112 Dock: Concrete Seawall: Concrete

Building Style

Above Flood: Yes

Vehicle Storage

Car(s): 4+

Pool Info

Heated: Yes

Property Features

Fee Includes: None Tax Exemptions: Disability Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift Vehicle Storage: Garage; Attached; Auto Door Opener; Covered Parking; Guest Parking; Off Street Parking; Open Parking; RV Parking Open Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air Utilities: Buyer to Verify; FKAA; Municipal Sewer Interior Features: Bar; Built-in Cabinets; Cathedral Ceilings; Entrance Foyer; Granite Counter Top; Walk-in Closet(s); Window Treatments Specialty Rooms: Laundry Room; Sun/Florida Room Appliances: Dishwasher; Disposal; Dryer; Gas Appliances; Ice Machine; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Exterior Features: Chickee Hut; Fencing; Lighting; Outdoor Shower Pool Info: In Ground; Salt Water Construction: CBS Floor: Tile Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Other Area Features Land Size: 1/4 - 1/2 Acre Terms: Cash; Conventional Title: Negotiable
Listing Office: Coldwell Banker Schmitt Real Estate Co
Last Updated: October - 11 - 2026
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