126 N Indies Drive, Duck Key, FL 33050

New Listing
$1,875,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,544 Lot Size (sq. ft.): 7,608 Status: Active
Current Price: $1,875,000 List Date: 7/13/2026 Last Modified: 7/15/2026

Description

Rare canal-front duplex on Duck Key's prestigious Indies Canal with 70 feet of new composite dockage, sweeping canal views, and deep-water access to both the Gulf and Atlantic. New roof, new AC, and precast concrete construction throughout -- this is a solid, storm-ready build with significant insurance advantages over at-grade alternatives and no deferred maintenance surprises. Two self-contained side-by-side units, each 2BD/2BA with in-unit washer/dryer, private canal-view balcony, open floor plan, and under-house storage. Unit 1 is fully renovated -- granite counters, stainless appliances, new Kitchenaide soft close cabinetry, updated baths, tile floors throughout. Unit 2 features upgraded tile floors and a bright open canvas with kitchen and baths ready for your finish. The options here are unusually flexible: rent both units for strong 28-day vacation rental income, live in one and let the other pay your carry, or convert the entire structure to a single-family waterfront compound -- there's even room for a pool. That kind of optionality, in a precast concrete above-flood building with a new roof and new dock, simply does not exist elsewhere on Duck Key. Monroe County 28-day minimum rental applies. Sold as a complete duplex; cannot be split.

More Information MLS# 620609

Contract Information

Current Price: $1,875,000 Listing Date: 2026-07-13 Listing Board: Marathon/Lower Keys List Price: $1,875,000 As is Rght to Inspct: Yes

Location Tax Legal

Street #: 126 Direction: N Street Name: Indies Street Suffix: Drive Key/Island: Duck Key State/Province: FL Zip Code: 33050 County: Monroe Subdivision: Toms Harbor (61.0) Area: 20 - Duck Key, Coral Key, Conch Key

General Property Description

Realtor.COM Type: Multi-family Style: Duplex Waterfront: Yes Control Depth: 5 Pool: No Year Built: 1981 Lot Size: 70 Waterfront x 100 x 80 x 102 Lot SqFt: 7608 Lot Sqft Source: Tax Records Acres: 0.18 Living Apx SqFt: 2544 SqFt Source: Tax Records Total Bedrooms: 4 Full Baths: 4 Total Baths: 4 Rentals Allowed: Yes Min Rental Days: 28

Status Change Info

Status: Active

Association Info

Mandatory Home Owners Asc: No Voluntary Home Owners Asc: Yes 1st Right of Refusal: No Association Fee $: 350 Assoc/Mnt Fee Per: Yearly

Dockage

Dock Length: 70 Dock: Composite

Building Style

Above Flood: Yes Stilt Column Height: Medium - 5Ft - 9Ft

Vehicle Storage

Car(s): 4+

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Vehicle Storage: Carport Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air Heating: Central Utilities: Cable Available Appliances: Dishwasher; Dryer; Microwave; More Appliances; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Construction: CBS; Concrete Pets: Pets Allowed Land Size: Less Than 1/4 Acre
Listing Office: Florida Keys Real Estate Group
Last Updated: July - 15 - 2026
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