Price Refresh! Motivated Seller! Owner financing available and seller may be willing to divide and sell as two separate 2-bedroom, 2-bath (half duplexes). Seller is open to creative purchase structures and welcomes serious offers. This is a rare opportunity for both investors and end users on coveted Duck Key. This waterfront property offers 75 feet of deep-water dockage, a private heated pool, and excellent income potential, allowing you to live on one side and rent the other or enjoy the entire property as a private island retreat. Each 2-bedroom, 2-bath residence has been tastefully updated with travertine marble flooring, custom cabinetry, marble countertops, and plantation shutters. The open layout and abundant natural light create a bright, breezy atmosphere throughout. Outdoor living is designed for true island enjoyment, featuring a custom tiki hut, summer kitchen, and spacious paver patio ideal for relaxing or entertaining after a day on the water. With direct ocean access and no fixed bridges, you are just moments from world-class fishing, diving, and the Keys' renowned sandbars. Ideally situated in a resort-style island community, the property is conveniently close to Marathon's private airport, approximately 30 minutes to Islamorada, just over 90 minutes to Key West, and about two hours to Miami. Duck Key is a golf-cart-friendly enclave known for its clear canals and relaxed coastal elegance, offering the perfect blend of privacy, lifestyle, and accessibility.