Two combined lots totaling just over 10,000 square feet give this Harris Ocean Park home a real edge. Concrete roof and concrete block construction deliver true Keys-built durability, and the current owners' combined insurance runs under $4,500 a year. Compare that to anything else on the market. Inside, the open floor plan connects a granite kitchen to the main living space. There are three bedrooms, two baths, tile floors throughout, and a large master bedroom. It's a simple layout that's easy to live in. Outside is where this one earns its price. The fully fenced backyard is shaded by mature trees and runs street to street across both lots, with room to spread out. If you're thinking about a garage or a pool, accessory structures are subject to County approval. A covered carport, an outdoor shower, and extra storage are already in place for boats, kayaks, and toys. The location seals it. Indian Avenue is a short walk to Harry Harris Park, with its beach, playground, and boat ramp. You get ocean-side breezes, room to play, and no HOA to answer to.