FINANCING OPPORTUNITY -- ASSUMABLE VA LOAN AT 4.9%! The existing VA loan may be assumable by a qualified buyer. Buyer does NOT have to be a Veteran. Loan assumption is subject to buyer qualification, lender/servicer approval, and all applicable terms and conditions. Ask for details! Here's your chance to see the potential beyond the projects. This 3-bedroom home needs extensive updating and remodeling, including a new roof, but it also has something you can't renovate into a property: a desirable Islamorada location, an oversized lot, and Founders Park right across the street. For the buyer with vision, the ingredients are here. Concrete construction, generously sized rooms, a functional floor plan, and a kitchen that opens to the living and dining areas provide plenty of possibilities for reimagining the home. The oversized homesite adds even more potential, with extra outdoor space that can be hard to find in the Keys. And then there's the location. Walk across the street to Founders Park and enjoy the bayfront beach, community pool, public boat ramp, sports fields, playgrounds, dog park, and year-round community events. Whether boating, swimming, enjoying a sunset, or spending the day outdoors, so much of the Islamorada lifestyle is practically at your doorstep. Make no mistake--this home is a project. But for someone prepared to take it on, it's also an opportunity to renovate a home to their own taste rather than paying a premium for someone else's choices. Bring your contractor, bring your ideas, and ask about assuming the existing 4.9% VA loan. Sellers are motivated and will entertain offers.