1044 Lagoon Drive, Summerland Key, FL 33042

New Listing
$2,900,000
Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,917 Lot Size (sq. ft.): 20,200 Status: Active
Current Price: $2,900,000 List Date: 7/15/2026 Last Modified: 7/15/2026

Description

Welcome to an exceptional waterfront property on Summerland Key, where three contiguous canal-front lots create an expansive Florida Keys retreat. Situated on a combined property featuring 240' of concrete seawall, this unique offering is designed for boating enthusiasts and those seeking the ultimate island lifestyle. The 1,917 sq. ft. residence is built for peace of mind with impact windows and doors and a durable concrete tile roof. Inside, cathedral ceilings and abundant natural light create an open, inviting atmosphere. The bright, modern kitchen features quartz countertops, abundant prep space, and a large island with bar seating that flows seamlessly into the living and dining areas. A desirable split-bedroom floor plan offers privacy, with two bedrooms and a full bath on each side of the home. Step outside to an expansive wraparound deck overlooking the canal, the perfect place to enjoy your morning coffee, dine outdoors, or unwind while taking in the waterfront views. The outdoor living spaces are designed for unforgettable gatherings featuring a saltwater pool with fountain, an oversized tiki hut complete with a bar, and generous pavered space for relaxing or hosting. With two boat lifts, a jet ski lift, two dedicated angler prep stations, and 240' of concrete seawall, this property is exceptionally equipped for life on the water. The attached garage and lower-level storage enclosure provide ample space for vehicles, fishing equipment, and recreational gear. An additional gravel lot offers exceptional flexibility for future expansion, additional parking, RV storage, or creating your own vision. Whether you're searching for a full-time residence, vacation getaway, or an exceptional waterfront property with room to grow, this one-of-a-kind Summerland Key offerings delivers space, versatility, and the boating lifestyle the Florida Keys are known for.

More Information MLS# 620644

Contract Information

Current Price: $2,900,000 Listing Date: 2026-07-15 Listing Board: Key West Association List Price: $2,900,000 As is Rght to Inspct: Yes Species List: Yes

Location Tax Legal

Street #: 1044 Street Name: Lagoon Street Suffix: Drive Key/Island: Summerland Key State/Province: FL Zip Code: 33042 County: Monroe Subdivision: Summerland Cove Isle (25.5) Area: 08 - Summerland Key

General Property Description

Realtor.COM Type: Residential - Single Family Style: Single Family Waterfront: Yes Control Depth: 4 Pool: Yes Year Built: 1979 Lot SqFt: 20200 Lot Sqft Source: Property Data Card Acres: 0.46 Living Apx SqFt: 1917 SqFt Source: Property Data Card Total Bedrooms: 4 Full Baths: 2 Total Baths: 2 Rentals Allowed: With Restrictions Min Rental Days: 28

Status Change Info

Status: Active

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No

Dockage

Seawall: Concrete

Building Style

Above Flood: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift Vehicle Storage: Garage; Carport; Attached; Covered Parking; Guest Parking; Off Street Parking; Open Parking Furnished: Negotiable Cooling: Central Air; Ductless Utilities: Buyer to Verify; FKAA; Municipal Sewer Interior Features: Bar; Built-in Cabinets; Cathedral Ceilings; Quartz Countertops; Storage Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Bar; Chickee Hut; Fencing Pool Info: In Ground; Salt Water Construction: CBS Floor: Carpet; Tile Roof: Tile Roof Pets: Pets Allowed Neighborhood Feature: Airstrip; Bike Paths Land Size: 1/4 - 1/2 Acre Terms: Cash; Conventional; FHA; VA Title: Negotiable
Listing Office: Coldwell Banker Schmitt Real Estate Co
Last Updated: July - 15 - 2026
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